I've always felt that if you're paying for an hour, your time shouldn't start until you actually begin to cuddle. I recently had a pro who counted the small-talk at the beginning and her time to change clothes as part of my session. I think she started my our the moment she walked in the door. Lost about 15 minutes of the hour before we actually started to cuddle. I teach tennis lessons and I always try to give my students more than what they pay for as opposed to nickeling and diming them to death. What has been your experience? And to be fair, I've had other Pros who went overtime. But when should the time start for cuddling?