I've been focused on finances and stuff since the pandemic started. I thought this was also an appropriate thread since there is another thread about making more money for cuddling. My two cents:
- If I make a purchase or want a purchase, I simply cut away things from my normal budget to make room for that (groceries , adjust Amazon subscriptions, etc.)
- Roth 401k/IRA over Traditional 401k/IRA. Roth gets taxes upon the year of deposit but not when you withdraw the investment decades later.
Tips? 🤑$$ 💰